Education Incentive Awards (EIA)
We care for your benefits
Eligibility
- Open to qualified KOJADI members who have paid up a minimum of RM100 shares for at least three (3) full calendar years.
- Open to children of members (grandchildren of members are not eligible).
- Member shall not be a person whom a conviction stands for a registrable offence, or be mentally disabled, or an undischarged bankrupt person.
- Any society’s loan scheme members without default repayment.
- To apply for one of the specified examinations only.
- Awards are given based on the previous year’s examination results (for secondary schools).
Submit your form to us by post or by hand:
Koperasi Jayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 Jalan Ampang,
50450 Kuala Lumpur.
Contact us:
Frequently Asked Questions
EIA stands for Education Incentive Award.
These Rules shall be called “The Rules on KOJADI Education Incentive Award Scheme” (the Rules) formulated by the Board of KOJADI (the Board) to govern the scope, operations, and management for KOJADI Education Incentive Award Scheme (the Scheme).
The objective of the Scheme is to grant education incentive awards to KOJADI members and their children at various levels of examinations (refer to Q&A question 2) to encourage them to strive for excellence in education.
(a) The number and quantum of awards are subject to the allocation made for the purpose each year. The decision of the Board on all matters pertaining to the number and quantum of awards shall be final.
(b) The types of awards and their details are as follows:
*(i) Secondary Schools
Level | Examination | Minimum Achievement | Cash Award |
Form 5 | SPM / O Level | Full passes with 9A’s | RM 200.00 |
Lower 6 | – | – | – |
Upper 6 | STPM / A Level / Matriculation | Full passes with CGPA 3.7 and above or equivalent to 3A’s | RM 300.00 |
(ii) Chinese Independent Schools
Level | Examination | Minimum Achievement | Cash Award |
Year 1-2 | – | – | – |
Year 3 | Unified Exam Junior Middle | Full passes with 7A’s | RM 200.00 |
Year 4-5 | – | – | – |
Year 6 | Unified Exam Senior Middle | Full passes with 9A’s | RM 300.00 |
- Application must be made in the prescribed form and submitted together with the relevant supporting documents to reach KOJADI before 29 August 2025. (This deadline varies from year to year. We shall update the specific date annually). Proof of posting is not proof of receipt.
- Incomplete applications will not be entertained.
The Board reserves the absolute right to revise the terms and conditions of these Rules from time to time and to cease the implementation of this Scheme as it deems fit and necessary.