History and Milestones
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1981
MCA initiated the formation of KOJADI to implement the Higher Education Loan Scheme.
Inaugural Annual General Meeting on 12 March 1981 to form KOJADI.
Datuk Choo Ching Hwa was appointed the first Chairman of the Board of KOJADI.
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1982
Introduction of 1982 to 1985 Special Education Loan Scheme.
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1983
First Annual General Meeting of Delegates.
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1991
Implementation of Vocational Education Loan Scheme.
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1993
Launching of Special Education Loan Scheme.
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1998
KOJADI was the first among 3,800 co-operatives in Malaysia to receive the ISO 9001 Certification.
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2010
Implementation of KOJADI Members’ Benevolence Scheme (KMBS).
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2012
Launch of Loan Scheme for Small Retailers Transformation (TUKAR) and Automotive Workshop Modernization (ATOM) Programme.
Launch of 1MCA Micro Credit Scheme for Youth and 1MCA Education Loan Scheme.
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2015
Rated as 5-Star Co-operative by Suruhanjaya Koperasi Malaysia (SKM). Agreement signed between KOJADI and the Ministry of Finance to provide soft loan for KOJADI to implement “KOJADI SME Loan Scheme for Chinese”.
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2024
Launch of Repackaged KOJADI SME Loan Scheme.
1981
- Registered under the Malaysian Cooperative Commission based on the cop-operative societies Act 1993
- MCA initiated the formation of KOJADI to implement the Higher Education Loan Scheme.
- Datuk Choo Ching Hwa was appointed the first Chairman of the Board of KOJADI.
- Membership is open to qualified Malaysians
- Grant education loans to students pursuing local and overseas studies
1982
- Introduction of 1982 to 1985 Special Education Loan Scheme.
1983
- First Annual General Meeting of Delegates.
1991
- Implementation of Vocational Education Loan Scheme.
1992
- Set up of Share Redemption Fund.
1998
- KOJADI was the first among 3,800 co-operatives in Malaysia to receive the ISO 9001 Certification.
2010
- Implementation of KOJADI Members’ Benevolence Scheme (KMBS).
2012
- Launch of Loan Scheme for Small Retailers Transformation (TUKAR) and Automotive Workshop Modernization (ATOM) Programme.
- Launch of 1MCA Micro Credit Scheme for Youth.
- Launch of 1MCA Education Loan Scheme for Youth.
- Grant microcredit loan for business
- Grant TUKAR (Transformasi Kedai Runcit) Loan
- Grant ATOM (Automative Workshop Modernisation) Loan
2013
- Rated as 5-Star Co-operative by Suruhanjaya Koperasi Malaysia (SKM).
2015
- Rated as 5-Star Co-operative by Suruhanjaya Koperasi Malaysia (SKM).
- Agreement signed between KOJADI and the Ministry of Finance to provide soft loan for KOJADI to implement “KOJADI SME Loan Scheme for Chinese”
- Grant Small Medium Enterprise Loan for business enterprise.
- Grant Micro Small Medium Enterprise for businesses.
2016
- Implementation of KOJADI Properties Loan Scheme.
2019
- Implementation of KOJADI Business Loan Scheme.
2022
- Has a membership of 58,300 in Malaysia
- Ranked among Top 100 Best Cooperatives in Malaysia
- Grant Micro Small Medium Enterprise Loan for Micro small medium business enterprise
2024
- Implementation of KOJADI Mortgage Loan Scheme.
- Launch of Repackaged KOJADI SME Loan Scheme.
