{"id":1041,"date":"2024-06-26T09:18:30","date_gmt":"2024-06-26T09:18:30","guid":{"rendered":"https:\/\/kojadi.my\/?page_id=1041"},"modified":"2025-10-09T10:21:34","modified_gmt":"2025-10-09T02:21:34","slug":"microsme-loan","status":"publish","type":"page","link":"https:\/\/www.kojadi.my\/bm\/loan\/microsme-loan\/","title":{"rendered":"MikroSME"},"content":{"rendered":"<style>.elementor-1041 .elementor-element.elementor-element-374b1a58:not(.elementor-motion-effects-element-type-background), .elementor-1041 .elementor-element.elementor-element-374b1a58 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/www.kojadi.my\/wp-content\/uploads\/2024\/07\/Banner_MicroSME_Loan-1.png\");background-position:0px -107px;background-repeat:no-repeat;background-size:cover;}.elementor-1041 .elementor-element.elementor-element-374b1a58 > .elementor-background-overlay{background-color:transparent;background-image:linear-gradient(90deg, #2F48584A 0%, #02010100 100%);opacity:1;transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-1041 .elementor-element.elementor-element-374b1a58 > .elementor-container{min-height:370px;}.elementor-1041 .elementor-element.elementor-element-374b1a58{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;}.elementor-bc-flex-widget .elementor-1041 .elementor-element.elementor-element-210b6412.elementor-column .elementor-widget-wrap{align-items:flex-end;}.elementor-1041 .elementor-element.elementor-element-210b6412.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:flex-end;align-items:flex-end;}.elementor-1041 .elementor-element.elementor-element-210b6412 > .elementor-widget-wrap > .elementor-widget:not(.elementor-widget__width-auto):not(.elementor-widget__width-initial):not(:last-child):not(.elementor-absolute){margin-bottom:0px;}.elementor-widget-heading 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.elementor-widget-nav-menu .elementor-nav-menu--dropdown  .elementor-sub-item{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-size:var( --e-global-typography-accent-font-size );font-weight:var( --e-global-typography-accent-font-weight );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-1041 .elementor-element.elementor-element-a601c18 .elementor-nav-menu .elementor-item{font-family:var( --e-global-typography-cce3dfc-font-family ), Sans-serif;font-size:var( --e-global-typography-cce3dfc-font-size );font-weight:var( --e-global-typography-cce3dfc-font-weight );text-decoration:var( --e-global-typography-cce3dfc-text-decoration );}.elementor-1041 .elementor-element.elementor-element-a601c18 .elementor-nav-menu--main .elementor-item{padding-left:0px;padding-right:0px;padding-top:18px;padding-bottom:18px;}.elementor-1041 .elementor-element.elementor-element-a601c18{--e-nav-menu-horizontal-menu-item-margin:calc( 40px \/ 2 );}.elementor-1041 .elementor-element.elementor-element-a601c18 .elementor-nav-menu--main:not(.elementor-nav-menu--layout-horizontal) .elementor-nav-menu > li:not(:last-child){margin-bottom:40px;}.elementor-1041 .elementor-element.elementor-element-fff856d{padding:50px 0px 50px 0px;}.elementor-1041 .elementor-element.elementor-element-b1b6b9a{padding:10px 0px 10px 0px;}.elementor-1041 .elementor-element.elementor-element-5ad0963 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-bc-flex-widget .elementor-1041 .elementor-element.elementor-element-4873b3c.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-1041 .elementor-element.elementor-element-4873b3c.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-1041 .elementor-element.elementor-element-4873b3c > .elementor-widget-wrap > .elementor-widget:not(.elementor-widget__width-auto):not(.elementor-widget__width-initial):not(:last-child):not(.elementor-absolute){margin-bottom:10px;}.elementor-1041 .elementor-element.elementor-element-4873b3c > .elementor-element-populated{border-style:solid;border-color:var( --e-global-color-d7a16d0 );transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:30px 30px 30px 30px;}.elementor-1041 .elementor-element.elementor-element-4873b3c > .elementor-element-populated > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-1041 .elementor-element.elementor-element-efcb780 .elementor-heading-title{font-family:var( --e-global-typography-3477eb6-font-family ), Sans-serif;font-size:var( --e-global-typography-3477eb6-font-size );font-weight:var( --e-global-typography-3477eb6-font-weight );text-decoration:var( --e-global-typography-3477eb6-text-decoration );color:var( --e-global-color-840d155 );}.elementor-1041 .elementor-element.elementor-element-3070b3d:not(.elementor-motion-effects-element-type-background), .elementor-1041 .elementor-element.elementor-element-3070b3d > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-d63f67e );}.elementor-1041 .elementor-element.elementor-element-3070b3d{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:50px 0px 50px 0px;}.elementor-1041 .elementor-element.elementor-element-3070b3d > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-1041 .elementor-element.elementor-element-b2d2533 > .elementor-widget-wrap > .elementor-widget:not(.elementor-widget__width-auto):not(.elementor-widget__width-initial):not(:last-child):not(.elementor-absolute){margin-bottom:5px;}.elementor-1041 .elementor-element.elementor-element-c01a863{text-align:center;}.elementor-1041 .elementor-element.elementor-element-c01a863 .elementor-heading-title{font-family:var( --e-global-typography-3477eb6-font-family ), Sans-serif;font-size:var( --e-global-typography-3477eb6-font-size );font-weight:var( --e-global-typography-3477eb6-font-weight );text-decoration:var( --e-global-typography-3477eb6-text-decoration );color:var( --e-global-color-840d155 );}.elementor-1041 .elementor-element.elementor-element-23b149a > .elementor-widget-wrap > .elementor-widget:not(.elementor-widget__width-auto):not(.elementor-widget__width-initial):not(:last-child):not(.elementor-absolute){margin-bottom:5px;}.elementor-1041 .elementor-element.elementor-element-808c878{text-align:left;}.elementor-1041 .elementor-element.elementor-element-5e0f5ba:not(.elementor-motion-effects-element-type-background), .elementor-1041 .elementor-element.elementor-element-5e0f5ba > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-aaa833f );}.elementor-1041 .elementor-element.elementor-element-5e0f5ba{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:50px 0px 50px 0px;}.elementor-1041 .elementor-element.elementor-element-5e0f5ba > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-1041 .elementor-element.elementor-element-f4c002a > .elementor-widget-wrap > .elementor-widget:not(.elementor-widget__width-auto):not(.elementor-widget__width-initial):not(:last-child):not(.elementor-absolute){margin-bottom:5px;}.elementor-1041 .elementor-element.elementor-element-60f1c09{text-align:center;}.elementor-1041 .elementor-element.elementor-element-60f1c09 .elementor-heading-title{font-family:var( --e-global-typography-3477eb6-font-family ), Sans-serif;font-size:var( --e-global-typography-3477eb6-font-size );font-weight:var( --e-global-typography-3477eb6-font-weight );text-decoration:var( --e-global-typography-3477eb6-text-decoration );color:var( --e-global-color-840d155 );}.elementor-1041 .elementor-element.elementor-element-62331b1{padding:20px 0px 0px 0px;}.elementor-1041 .elementor-element.elementor-element-c49bca6 > .elementor-widget-wrap > .elementor-widget:not(.elementor-widget__width-auto):not(.elementor-widget__width-initial):not(:last-child):not(.elementor-absolute){margin-bottom:20px;}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-1041 .elementor-element.elementor-element-fe428cb{width:var( --container-widget-width, 50% );max-width:50%;--container-widget-width:50%;--container-widget-flex-grow:0;--e-icon-list-icon-size:35px;--icon-vertical-offset:0px;}.elementor-1041 .elementor-element.elementor-element-fe428cb .elementor-icon-list-icon i{transition:color 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.elementor-element.elementor-element-19baa86{--e-icon-list-icon-size:35px;--icon-vertical-offset:0px;}.elementor-1041 .elementor-element.elementor-element-19baa86 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-1041 .elementor-element.elementor-element-19baa86 .elementor-icon-list-item > a{font-family:var( --e-global-typography-97e86f3-font-family ), Sans-serif;font-size:var( --e-global-typography-97e86f3-font-size );font-weight:var( --e-global-typography-97e86f3-font-weight );text-decoration:var( --e-global-typography-97e86f3-text-decoration );line-height:var( --e-global-typography-97e86f3-line-height );}.elementor-1041 .elementor-element.elementor-element-19baa86 .elementor-icon-list-text{color:var( --e-global-color-text );transition:color 0.3s;}.elementor-1041 .elementor-element.elementor-element-70b13c5 > .elementor-widget-wrap > .elementor-widget:not(.elementor-widget__width-auto):not(.elementor-widget__width-initial):not(:last-child):not(.elementor-absolute){margin-bottom:20px;}.elementor-1041 .elementor-element.elementor-element-6b6d361 .elementor-icon-list-icon i{transition:color 0.3s;}.elementor-1041 .elementor-element.elementor-element-6b6d361 .elementor-icon-list-icon svg{transition:fill 0.3s;}.elementor-1041 .elementor-element.elementor-element-6b6d361{--e-icon-list-icon-size:35px;--icon-vertical-offset:0px;}.elementor-1041 .elementor-element.elementor-element-6b6d361 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-1041 .elementor-element.elementor-element-6b6d361 .elementor-icon-list-item > a{font-family:var( --e-global-typography-97e86f3-font-family ), Sans-serif;font-size:var( --e-global-typography-97e86f3-font-size );font-weight:var( --e-global-typography-97e86f3-font-weight );text-decoration:var( --e-global-typography-97e86f3-text-decoration );line-height:var( --e-global-typography-97e86f3-line-height );}.elementor-1041 .elementor-element.elementor-element-6b6d361 .elementor-icon-list-text{color:var( --e-global-color-text );transition:color 0.3s;}.elementor-1041 .elementor-element.elementor-element-41906d2 .elementor-icon-list-icon i{transition:color 0.3s;}.elementor-1041 .elementor-element.elementor-element-41906d2 .elementor-icon-list-icon svg{transition:fill 0.3s;}.elementor-1041 .elementor-element.elementor-element-41906d2{--e-icon-list-icon-size:35px;--icon-vertical-offset:0px;}.elementor-1041 .elementor-element.elementor-element-41906d2 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-1041 .elementor-element.elementor-element-41906d2 .elementor-icon-list-item > a{font-family:var( --e-global-typography-97e86f3-font-family ), Sans-serif;font-size:var( --e-global-typography-97e86f3-font-size );font-weight:var( --e-global-typography-97e86f3-font-weight );text-decoration:var( --e-global-typography-97e86f3-text-decoration );line-height:var( --e-global-typography-97e86f3-line-height );}.elementor-1041 .elementor-element.elementor-element-41906d2 .elementor-icon-list-text{color:var( --e-global-color-text );transition:color 0.3s;}.elementor-1041 .elementor-element.elementor-element-377d4fe{padding:20px 0px 0px 0px;}.elementor-1041 .elementor-element.elementor-element-362b16c > .elementor-container{max-width:800px;}.elementor-1041 .elementor-element.elementor-element-362b16c{padding:30px 0px 0px 0px;}.elementor-1041 .elementor-element.elementor-element-4f5a4f6 > .elementor-widget-wrap > .elementor-widget:not(.elementor-widget__width-auto):not(.elementor-widget__width-initial):not(:last-child):not(.elementor-absolute){margin-bottom:5px;}.elementor-1041 .elementor-element.elementor-element-9975103 .elementor-button:hover, .elementor-1041 .elementor-element.elementor-element-9975103 .elementor-button:focus{background-color:var( --e-global-color-4322f73 );color:var( --e-global-color-primary );}.elementor-1041 .elementor-element.elementor-element-9975103 .elementor-button{fill:var( --e-global-color-aaa833f );color:var( --e-global-color-aaa833f );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-primary );}.elementor-1041 .elementor-element.elementor-element-9975103 .elementor-button:hover svg, .elementor-1041 .elementor-element.elementor-element-9975103 .elementor-button:focus svg{fill:var( --e-global-color-primary );}.elementor-1041 .elementor-element.elementor-element-be1f74b > .elementor-widget-wrap > .elementor-widget:not(.elementor-widget__width-auto):not(.elementor-widget__width-initial):not(:last-child):not(.elementor-absolute){margin-bottom:5px;}.elementor-1041 .elementor-element.elementor-element-7ebc343 .elementor-button{background-color:var( --e-global-color-accent );fill:var( --e-global-color-aaa833f );color:var( --e-global-color-aaa833f );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-primary );}.elementor-1041 .elementor-element.elementor-element-7ebc343 .elementor-button:hover, .elementor-1041 .elementor-element.elementor-element-7ebc343 .elementor-button:focus{background-color:var( --e-global-color-4322f73 );color:var( --e-global-color-accent );}.elementor-1041 .elementor-element.elementor-element-7ebc343 .elementor-button:hover svg, .elementor-1041 .elementor-element.elementor-element-7ebc343 .elementor-button:focus svg{fill:var( --e-global-color-accent );}.elementor-1041 .elementor-element.elementor-element-d538f90:not(.elementor-motion-effects-element-type-background), .elementor-1041 .elementor-element.elementor-element-d538f90 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-d63f67e );}.elementor-1041 .elementor-element.elementor-element-d538f90{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:50px 0px 50px 0px;}.elementor-1041 .elementor-element.elementor-element-d538f90 > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-1041 .elementor-element.elementor-element-0ff6818 > .elementor-widget-wrap > .elementor-widget:not(.elementor-widget__width-auto):not(.elementor-widget__width-initial):not(:last-child):not(.elementor-absolute){margin-bottom:5px;}.elementor-1041 .elementor-element.elementor-element-063ed8a{text-align:center;}.elementor-1041 .elementor-element.elementor-element-063ed8a .elementor-heading-title{font-family:var( --e-global-typography-3477eb6-font-family ), Sans-serif;font-size:var( --e-global-typography-3477eb6-font-size );font-weight:var( --e-global-typography-3477eb6-font-weight );text-decoration:var( --e-global-typography-3477eb6-text-decoration );color:var( --e-global-color-840d155 );}.elementor-1041 .elementor-element.elementor-element-fd52015 > .elementor-widget-wrap > .elementor-widget:not(.elementor-widget__width-auto):not(.elementor-widget__width-initial):not(:last-child):not(.elementor-absolute){margin-bottom:5px;}.elementor-widget-accordion .elementor-accordion-icon, .elementor-widget-accordion .elementor-accordion-title{color:var( --e-global-color-primary );}.elementor-widget-accordion .elementor-accordion-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-accordion .elementor-active .elementor-accordion-icon, .elementor-widget-accordion .elementor-active .elementor-accordion-title{color:var( --e-global-color-accent );}.elementor-widget-accordion .elementor-active .elementor-accordion-icon svg{fill:var( --e-global-color-accent );}.elementor-widget-accordion .elementor-accordion-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-size:var( --e-global-typography-primary-font-size );font-weight:var( --e-global-typography-primary-font-weight );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-accordion .elementor-tab-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-1041 .elementor-element.elementor-element-83d0d7b .elementor-accordion-item{border-width:0px;border-color:var( --e-global-color-87e46d1 );}.elementor-1041 .elementor-element.elementor-element-83d0d7b .elementor-accordion-item .elementor-tab-content{border-width:0px;border-block-start-color:var( --e-global-color-87e46d1 );}.elementor-1041 .elementor-element.elementor-element-83d0d7b .elementor-accordion-item .elementor-tab-title.elementor-active{border-width:0px;border-block-end-color:var( --e-global-color-87e46d1 );}.elementor-1041 .elementor-element.elementor-element-83d0d7b .elementor-tab-title{background-color:var( --e-global-color-87e46d1 );}.elementor-1041 .elementor-element.elementor-element-83d0d7b .elementor-accordion-icon, .elementor-1041 .elementor-element.elementor-element-83d0d7b .elementor-accordion-title{color:var( --e-global-color-aaa833f );}.elementor-1041 .elementor-element.elementor-element-83d0d7b .elementor-accordion-icon svg{fill:var( --e-global-color-aaa833f );}.elementor-1041 .elementor-element.elementor-element-83d0d7b .elementor-active .elementor-accordion-icon, .elementor-1041 .elementor-element.elementor-element-83d0d7b .elementor-active .elementor-accordion-title{color:var( --e-global-color-aaa833f );}.elementor-1041 .elementor-element.elementor-element-83d0d7b .elementor-active .elementor-accordion-icon svg{fill:var( --e-global-color-aaa833f );}.elementor-1041 .elementor-element.elementor-element-83d0d7b .elementor-accordion-title{font-family:var( --e-global-typography-fcfef2c-font-family ), Sans-serif;font-size:var( --e-global-typography-fcfef2c-font-size );font-weight:var( --e-global-typography-fcfef2c-font-weight );text-decoration:var( --e-global-typography-fcfef2c-text-decoration );}:root{--page-title-display:none;}@media(max-width:1024px){.elementor-1041 .elementor-element.elementor-element-374b1a58:not(.elementor-motion-effects-element-type-background), .elementor-1041 .elementor-element.elementor-element-374b1a58 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-position:0px 0px;}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-1041 .elementor-element.elementor-element-25525d22 .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-1041 .elementor-element.elementor-element-a263f21 .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-nav-menu .elementor-nav-menu--dropdown .elementor-item, .elementor-widget-nav-menu .elementor-nav-menu--dropdown  .elementor-sub-item{font-size:var( --e-global-typography-accent-font-size );}.elementor-1041 .elementor-element.elementor-element-a601c18 .elementor-nav-menu .elementor-item{font-size:var( --e-global-typography-cce3dfc-font-size );}.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-1041 .elementor-element.elementor-element-efcb780 .elementor-heading-title{font-size:var( --e-global-typography-3477eb6-font-size );}.elementor-1041 .elementor-element.elementor-element-c01a863 .elementor-heading-title{font-size:var( --e-global-typography-3477eb6-font-size );}.elementor-1041 .elementor-element.elementor-element-60f1c09 .elementor-heading-title{font-size:var( --e-global-typography-3477eb6-font-size );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-1041 .elementor-element.elementor-element-fe428cb .elementor-icon-list-item > .elementor-icon-list-text, .elementor-1041 .elementor-element.elementor-element-fe428cb .elementor-icon-list-item > a{font-size:var( --e-global-typography-97e86f3-font-size );line-height:var( --e-global-typography-97e86f3-line-height );}.elementor-1041 .elementor-element.elementor-element-03e5207 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-1041 .elementor-element.elementor-element-03e5207 .elementor-icon-list-item > a{font-size:var( --e-global-typography-97e86f3-font-size );line-height:var( --e-global-typography-97e86f3-line-height );}.elementor-1041 .elementor-element.elementor-element-19baa86 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-1041 .elementor-element.elementor-element-19baa86 .elementor-icon-list-item > a{font-size:var( --e-global-typography-97e86f3-font-size );line-height:var( --e-global-typography-97e86f3-line-height );}.elementor-1041 .elementor-element.elementor-element-6b6d361 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-1041 .elementor-element.elementor-element-6b6d361 .elementor-icon-list-item > a{font-size:var( --e-global-typography-97e86f3-font-size );line-height:var( --e-global-typography-97e86f3-line-height );}.elementor-1041 .elementor-element.elementor-element-41906d2 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-1041 .elementor-element.elementor-element-41906d2 .elementor-icon-list-item > a{font-size:var( --e-global-typography-97e86f3-font-size );line-height:var( --e-global-typography-97e86f3-line-height );}.elementor-1041 .elementor-element.elementor-element-063ed8a .elementor-heading-title{font-size:var( --e-global-typography-3477eb6-font-size );}.elementor-widget-accordion .elementor-accordion-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-accordion .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-1041 .elementor-element.elementor-element-83d0d7b .elementor-accordion-title{font-size:var( --e-global-typography-fcfef2c-font-size );}}@media(max-width:767px){.elementor-1041 .elementor-element.elementor-element-374b1a58:not(.elementor-motion-effects-element-type-background), .elementor-1041 .elementor-element.elementor-element-374b1a58 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-position:0px 0px;}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-1041 .elementor-element.elementor-element-25525d22 .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-1041 .elementor-element.elementor-element-a263f21 .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-nav-menu .elementor-nav-menu--dropdown .elementor-item, .elementor-widget-nav-menu .elementor-nav-menu--dropdown  .elementor-sub-item{font-size:var( --e-global-typography-accent-font-size );}.elementor-1041 .elementor-element.elementor-element-a601c18 .elementor-nav-menu .elementor-item{font-size:var( --e-global-typography-cce3dfc-font-size );}.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-1041 .elementor-element.elementor-element-efcb780 .elementor-heading-title{font-size:var( --e-global-typography-3477eb6-font-size );}.elementor-1041 .elementor-element.elementor-element-c01a863 .elementor-heading-title{font-size:var( --e-global-typography-3477eb6-font-size );}.elementor-1041 .elementor-element.elementor-element-60f1c09 .elementor-heading-title{font-size:var( --e-global-typography-3477eb6-font-size );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-1041 .elementor-element.elementor-element-fe428cb .elementor-icon-list-item > .elementor-icon-list-text, .elementor-1041 .elementor-element.elementor-element-fe428cb .elementor-icon-list-item > a{font-size:var( --e-global-typography-97e86f3-font-size );line-height:var( --e-global-typography-97e86f3-line-height );}.elementor-1041 .elementor-element.elementor-element-03e5207 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-1041 .elementor-element.elementor-element-03e5207 .elementor-icon-list-item > a{font-size:var( --e-global-typography-97e86f3-font-size );line-height:var( --e-global-typography-97e86f3-line-height );}.elementor-1041 .elementor-element.elementor-element-19baa86 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-1041 .elementor-element.elementor-element-19baa86 .elementor-icon-list-item > a{font-size:var( --e-global-typography-97e86f3-font-size );line-height:var( --e-global-typography-97e86f3-line-height );}.elementor-1041 .elementor-element.elementor-element-6b6d361 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-1041 .elementor-element.elementor-element-6b6d361 .elementor-icon-list-item > a{font-size:var( --e-global-typography-97e86f3-font-size );line-height:var( --e-global-typography-97e86f3-line-height );}.elementor-1041 .elementor-element.elementor-element-41906d2 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-1041 .elementor-element.elementor-element-41906d2 .elementor-icon-list-item > a{font-size:var( --e-global-typography-97e86f3-font-size );line-height:var( --e-global-typography-97e86f3-line-height );}.elementor-1041 .elementor-element.elementor-element-063ed8a .elementor-heading-title{font-size:var( --e-global-typography-3477eb6-font-size );}.elementor-widget-accordion .elementor-accordion-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-accordion .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-1041 .elementor-element.elementor-element-83d0d7b .elementor-accordion-title{font-size:var( --e-global-typography-fcfef2c-font-size );}}\/* Start custom CSS for text-editor, class: .elementor-element-808c878 *\/.elementor-1041 .elementor-element.elementor-element-808c878 th{\n    background-color:#00A76B;\n    color:white;\n}\/* End custom CSS *\/<\/style>\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1041\" class=\"elementor elementor-1041\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-374b1a58 elementor-section-height-min-height elementor-section-full_width elementor-section-height-default elementor-section-items-middle\" data-id=\"374b1a58\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c1e846e\" data-id=\"c1e846e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-49efd834 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"49efd834\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-210b6412\" data-id=\"210b6412\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-25525d22 elementor-widget elementor-widget-heading\" data-id=\"25525d22\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">MikroSME<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a263f21 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"a263f21\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Best SME Loan in Malaysia<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bb7e33 elementor-widget elementor-widget-text-editor\" data-id=\"4bb7e33\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tKembangkan Potensi Perniagaan Perusahaan Mikro Kecil Sederhana\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94894b1 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"94894b1\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjEwNzYiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Saya Berminat<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-45af594 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"45af594\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c65a3eb\" data-id=\"c65a3eb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6bb9d7a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6bb9d7a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6282191\" data-id=\"6282191\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a601c18 elementor-nav-menu__align-center elementor-nav-menu--dropdown-none elementor-widget elementor-widget-nav-menu\" data-id=\"a601c18\" data-element_type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;horizontal&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;svg aria-hidden=\\&quot;true\\&quot; class=\\&quot;e-font-icon-svg e-fas-caret-down\\&quot; viewBox=\\&quot;0 0 320 512\\&quot; xmlns=\\&quot;http:\\\/\\\/www.w3.org\\\/2000\\\/svg\\&quot;&gt;&lt;path d=\\&quot;M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\\&quot;&gt;&lt;\\\/path&gt;&lt;\\\/svg&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;}}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Menu\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-underline e--animation-fade\">\n\t\t\t\t<ul id=\"menu-1-a601c18\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-1046\"><a href=\"#eligibility\" class=\"elementor-item elementor-item-anchor\">Kelayakan<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-1047\"><a href=\"#fee-charges\" class=\"elementor-item elementor-item-anchor\">Fi &amp; Caj<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-1960\"><a href=\"#documents-to-prepare\" class=\"elementor-item elementor-item-anchor\">Dokumen Diperlukan<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-1049\"><a href=\"#frequently-asked-questions\" class=\"elementor-item elementor-item-anchor\">Soalan Lazim<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-a601c18\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-1046\"><a href=\"#eligibility\" class=\"elementor-item elementor-item-anchor\" tabindex=\"-1\">Kelayakan<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-1047\"><a href=\"#fee-charges\" class=\"elementor-item elementor-item-anchor\" tabindex=\"-1\">Fi &amp; Caj<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-1960\"><a href=\"#documents-to-prepare\" class=\"elementor-item elementor-item-anchor\" tabindex=\"-1\">Dokumen Diperlukan<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-1049\"><a href=\"#frequently-asked-questions\" class=\"elementor-item elementor-item-anchor\" tabindex=\"-1\">Soalan Lazim<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fff856d elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"fff856d\" data-element_type=\"section\" id=\"eligibility\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1d4bd01\" data-id=\"1d4bd01\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b1b6b9a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b1b6b9a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5ad0963\" data-id=\"5ad0963\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-828a213 elementor-widget elementor-widget-image\" data-id=\"828a213\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/www.kojadi.my\/wp-content\/uploads\/2024\/07\/Image_MicroSME_Loan.jpg\" class=\"attachment-full size-full wp-image-1902\" alt=\"\" srcset=\"https:\/\/www.kojadi.my\/wp-content\/uploads\/2024\/07\/Image_MicroSME_Loan.jpg 600w, https:\/\/www.kojadi.my\/wp-content\/uploads\/2024\/07\/Image_MicroSME_Loan-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4873b3c\" data-id=\"4873b3c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-efcb780 elementor-widget elementor-widget-heading\" data-id=\"efcb780\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kelayakan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-daefd10 elementor-widget elementor-widget-text-editor\" data-id=\"daefd10\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Warganegara Malaysia berumur antara 21 hingga 60 tahun<\/li><li>Menjalankan Perniagaan Perusahaan Mikro Kecil Sederhana<\/li><li>Mempunyai pendaftaran perniagaan yang sah dengan Suruhanjaya Syarikat Malaysia (SSM) atau pihak berkuasa yang berkaitan<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3070b3d elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"3070b3d\" data-element_type=\"section\" id=\"fee-charges\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-40f8386\" data-id=\"40f8386\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6ec7b63 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ec7b63\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b2d2533\" data-id=\"b2d2533\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c01a863 elementor-widget elementor-widget-heading\" data-id=\"c01a863\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fi &amp; Caj<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-33e02e8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"33e02e8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-23b149a\" data-id=\"23b149a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-808c878 elementor-widget elementor-widget-text-editor\" data-id=\"808c878\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<table><tbody><tr><th>Penerangan\/Perkhidmatan<\/th><th>Fi &amp; Caj<\/th><\/tr><tr><td>Fi<\/td><td><p>Fi Kemasukan Keanggotaan<\/p><p>Fi Pemprosesan<\/p><p>Lain-lain<\/p><\/td><\/tr><tr><td>Duti Setem<\/td><td>Mengikut Akta Duti Setem 1949 (disemak 1989)<\/td><\/tr><tr><td>Caj Penyelesaian Awal<\/td><td>Notis secara bertulis 3 bulan terlebih dahulu ATAU 3 bulan faedah ke atas jumlah penyelesaian awal<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e0f5ba elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5e0f5ba\" data-element_type=\"section\" id=\"documents-to-prepare\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-285bb51\" data-id=\"285bb51\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0b0b1cf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0b0b1cf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f4c002a\" data-id=\"f4c002a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-60f1c09 elementor-widget elementor-widget-heading\" data-id=\"60f1c09\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Dokumen Diperlukan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-62331b1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"62331b1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-c49bca6\" data-id=\"c49bca6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fe428cb elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"fe428cb\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 48c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m140.204 130.267l-22.536-22.718c-4.667-4.705-12.265-4.736-16.97-.068L215.346 303.697l-59.792-60.277c-4.667-4.705-12.265-4.736-16.97-.069l-22.719 22.536c-4.705 4.667-4.736 12.265-.068 16.971l90.781 91.516c4.667 4.705 12.265 4.736 16.97.068l172.589-171.204c4.704-4.668 4.734-12.266.067-16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pemohon<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03e5207 elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"03e5207\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 48c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m140.204 130.267l-22.536-22.718c-4.667-4.705-12.265-4.736-16.97-.068L215.346 303.697l-59.792-60.277c-4.667-4.705-12.265-4.736-16.97-.069l-22.719 22.536c-4.705 4.667-4.736 12.265-.068 16.971l90.781 91.516c4.667 4.705 12.265 4.736 16.97.068l172.589-171.204c4.704-4.668 4.734-12.266.067-16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Penjamin<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ac8876 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4ac8876\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>1 salinan I\/C yang disahkan (depan dan belakang)<\/li><li>1 keping gambar berukuran pasport<\/li><li>1 salinan sah borang B\/BE cukai pendapatan terkini atau borang EA atau penyata KWSP<\/li><li>Salinan terkini bil utiliti rumah dan pejabat<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afaf9bc elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"afaf9bc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>1 salinan I\/C yang disahkan (depan dan belakang)<\/li><li>1 keping gambar berukuran pasport<\/li><li>1 salinan sah borang B\/BE cukai pendapatan terkini atau borang EA atau penyata KWSP<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a012823 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a012823\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6b2bbe0\" data-id=\"6b2bbe0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19baa86 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"19baa86\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 48c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m140.204 130.267l-22.536-22.718c-4.667-4.705-12.265-4.736-16.97-.068L215.346 303.697l-59.792-60.277c-4.667-4.705-12.265-4.736-16.97-.069l-22.719 22.536c-4.705 4.667-4.736 12.265-.068 16.971l90.781 91.516c4.667 4.705 12.265 4.736 16.97.068l172.589-171.204c4.704-4.668 4.734-12.266.067-16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Dokumen Perniagaan<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9a6bac6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9a6bac6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-70b13c5\" data-id=\"70b13c5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b6d361 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6b6d361\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pemilik tunggal dan Perkongsian<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42b9cac elementor-widget elementor-widget-text-editor\" data-id=\"42b9cac\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Borang Pendaftaran Perniagaan yang dikeluarkan oleh SSM<\/li><li>Lesen Perniagaan oleh Pihak Berkuasa Tempatan<\/li><li>Penyata bank 6 bulan terkini<\/li><li>Akaun pengurusan 3 tahun terkini<\/li><li>Senarai Penuaan Penghutang dan Pemiutang<\/li><li>Brosur tentang produk\/perkhidmatan pemohon (jika ada)<\/li><li class=\"translation-block\">Surat anugerah kerajaan\/kontrak\/perjanjian pengedar\/pesanan pembelian<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1f9df45\" data-id=\"1f9df45\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41906d2 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"41906d2\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Syarikat Sendirian Berhad<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f6387e elementor-widget elementor-widget-text-editor\" data-id=\"9f6387e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>M &amp; A dan Pemerbadanan Perniagaan<\/li><li>Borang 9, 24, 44, 49 (atau Penyata Tahunan terkini) &amp; Memorandum dan Tataurusan Persatuan bagi syarikat yang berdaftar di bawah Akta Syarikat 1965<\/li><li>Seksyen 14, 17, 46(3), 58, 68, &amp; 78 bagi syarikat yang berdaftar di bawah Akta Syarikat 2016<\/li><li>Penyata bank 6 bulan terkini<\/li><li>Akaun\/akaun pengurusan diaudit 3 tahun terkini \u00a0<\/li><li>Senarai Penuaan Penghutang dan Pemiutang<\/li><li>Brosur tentang produk\/perkhidmatan pemohon (jika ada)<\/li><li class=\"translation-block\">Surat anugerah kerajaan\/kontrak\/perjanjian pengedar\/pesanan pembelian<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-377d4fe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"377d4fe\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-c0573ae\" data-id=\"c0573ae\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-94ebe3f elementor-widget elementor-widget-text-editor\" data-id=\"94ebe3f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>* <\/strong>Ini adalah senarai dokumen yang tidak lengkap dan tertakluk kepada penilaian permohonan pinjaman yang telah dikemukakan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-362b16c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"362b16c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4f5a4f6\" data-id=\"4f5a4f6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9975103 elementor-align-justify confirm-download elementor-widget elementor-widget-button\" data-id=\"9975103\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.kojadi.my\/bm\/microsme-application-form\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Muat Turun Borang Permohonan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-be1f74b\" data-id=\"be1f74b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ebc343 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"7ebc343\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjEwNzYiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Saya Berminat<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d538f90 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"d538f90\" data-element_type=\"section\" id=\"frequently-asked-questions\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9205123\" data-id=\"9205123\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5efdd03 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5efdd03\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0ff6818\" data-id=\"0ff6818\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-063ed8a elementor-widget elementor-widget-heading\" data-id=\"063ed8a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Soalan Lazim<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b08568a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b08568a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-fd52015\" data-id=\"fd52015\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-83d0d7b elementor-widget elementor-widget-accordion\" data-id=\"83d0d7b\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1381\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1381\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">1. Siapa yang boleh memohon?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1381\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1381\"><p>Warganegara Malaysia berumur antara 21 hingga 60 tahun dan menjalankan perniagaan Perusahaan Mikro Kecil Sederhana.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1382\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1382\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">2. Apakah tujuan pembiayaan?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1382\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1382\"><p class=\"translation-block\">a. Modal Kerja<br>b. Perbelanjaan Modal<br>c. Pembiayaan Projek\n<br>d. Tujuan lain yang difikirkan sesuai oleh Lembaga<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1383\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1383\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">3. Berapakah jumlah pinjaman?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1383\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1383\"><p>Jumlah pinjaman dari RM50,000 hingga RM500,000<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1384\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1384\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">4. Apakah tempoh pinjaman?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1384\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1384\"><p>Dari 1 tahun hingga maksimum 5 tahun.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1385\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1385\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">5. Berapakah kadar faedah yang dikenakan berhubung pinjaman itu?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1385\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1385\"><p>4% kadar faedah rata setahun dengan ansuran bulanan tetap (seperti yang ditunjukkan dalam jadual yang diberikan)<\/p><p><img decoding=\"async\" class=\"aligncenter wp-image-2381 size-full\" src=\"https:\/\/kojadi.my\/wp-content\/uploads\/2024\/08\/MicroSME-FAQ-Q5.jpg\" alt=\"\" width=\"1015\" height=\"571\" srcset=\"https:\/\/www.kojadi.my\/wp-content\/uploads\/2024\/08\/MicroSME-FAQ-Q5.jpg 1015w, https:\/\/www.kojadi.my\/wp-content\/uploads\/2024\/08\/MicroSME-FAQ-Q5-300x169.jpg 300w, https:\/\/www.kojadi.my\/wp-content\/uploads\/2024\/08\/MicroSME-FAQ-Q5-768x432.jpg 768w\" sizes=\"(max-width: 1015px) 100vw, 1015px\" \/><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1386\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1386\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">6. Bagaimana untuk membayar ansuran bulanan?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1386\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1386\"><p>Pembayaran hendaklah dibuat dengan cara-cara berikut:<\/p><ul><li>Perkhidmatan JomPay (Pilihan yang disyorkan) melalui ATM atau Perbankan Internet atau Touch \u2018n Go eWallet<\/li><li>Pembayaran tunai\/cek*<\/li><li>Di kaunter pembayaran KOJADI<\/li><\/ul><p>\u00a0<\/p><p>Catatan: Yuran dan caj mungkin dikenakan untuk cek pada masa hadapan tanpa notis.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1387\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-1387\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">7. Adakah saya memerlukan penjamin? <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1387\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-1387\"><p>Pemohon dikehendaki memberikan 1 atau lebih penjamin dengan penarafan kredit yang baik<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1388\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-1388\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-angle-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-angle-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">8. Perlukah saya menjadi anggota KOJADI?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1388\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-1388\"><p>Ya, pemohon dikehendaki menjadi anggota KOJADI<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>MicroSME Best SME Loan in Malaysia Expand Micro SME Business Potential I\u2019m interested Eligibility Malaysian citizens aged between 21 to 60 years old Operating a MicroSME Business Having a valid business registration with Suruhanjaya Syarikat Malaysia (SSM) or relevant authorities Fee &amp; Charges Description\/Service Fee &amp; Charges Fees Membership &amp; Entrances Fee Processing Fee Others [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":1032,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1041","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - 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